Open Planning → Investments to review what the household owns, how it is allocated, when the accounts may be used, and how the current portfolio compares with the intended targets. The workspace has five tabs: Summary, Portfolio, Time Horizons, Target Portfolios, and Compare.

Investments uses the account and holding records in the client file. Before interpreting a chart or drift result, confirm:

Refresh linked accounts when current data matters. A linked investment account uses the holdings delivered by the connection. A manual account requires the advisor to maintain its holdings.

Use Summary as the reconciliation home for the investment plan. It brings together current portfolio information, target coverage, time-horizon coverage, and surfaced planning findings.

Start here to identify missing targets, missing horizons, large positions, drift, or weak source data. Then open the related tab to investigate. A Summary card is a navigation and review aid; it does not change the account or target.

Open Portfolio. Use the view selector to organize the analysis:

Use the account filter to include or exclude supported accounts from the investment analysis. That selection is a saved view preference; it does not delete an account or change its Balance Sheet value.

The metrics and charts recalculate for the current scope. Review portfolio value, weighted expense ratio, estimated annual expense, weighted dividend yield, and estimated annual income where sufficient holding data exists.

Select an account row to expand its holdings. Review ticker, name, quantity, price, yield, expense ratio, weight, and value. Select the account name when you need to edit the source account or holdings. The analysis updates from the saved source record.

Use Expand All or Collapse All for a full review. Select Export to download the holdings shown by the current scope as CSV.

Open Profile → Accounts, select the investment account, and open its Holdings & Allocation section. What you can edit depends on the holding and its source.

Edit Shares. Kerdora supplies the end-of-day price for the ticker and calculates value as shares multiplied by that price. The standard ticker price is not a manual input.

If the price is missing or stale, first confirm that the ticker is correct. Refresh the page and check the market-data update date where available. Do not replace a valid ticker holding with a custom holding merely to override a temporary market-data issue. Contact Kerdora Support with the ticker, displayed price, and expected source date when the issue continues.

Edit the holding name and the Value field. Custom holdings do not use a standard ticker price in the holdings table. Use the custom type that best describes the holding so allocation analysis can classify it.

Linked holding names, shares, prices, and values come from the account connection and are read-only in the account editor. Refresh the institution link when it is healthy or stale. If the connection is in error, the client must reconnect it. Do not create a second manual holding to cover a stale linked value unless your firm has intentionally decided to replace the linked source.

Manual holding edits save to the source account as you make them; there is no separate holdings Save button. Confirm the update in the account's Calculated balance, then return to Planning → Investments → Portfolio and verify the account total, holding value, and related charts.

Trace the number back to the smallest source record:

An unclassified holding still contributes to value but may not contribute useful market-cap, sector, region, income, or expense detail.

Open Time Horizons, then use the current assignment control to set when each applicable investment account is expected to be used. The saved horizons support Portfolio grouping and target assignment rules.

Confirm that the horizon describes the expected use of the money, not merely the client's age or the account registration. An account can require a different horizon from another account owned by the same person.

Open Target Portfolios to review the target models available to the household and the rules that assign them. A target can come from a firm model or a client-specific model.

Assignment rules can apply by supported scopes such as account, Goal, tax status, or time horizon. More specific rules and direct account assignments can affect the resolved target. Review the assignment table after changing a rule so every account resolves to the intended model.

Use a client-specific target only when the client needs a distinct model. Firm models should be maintained in Settings so they can be reused.

Open Compare and choose the scope and target requested by the interface. Compare shows current and target allocations and the difference by asset class. Where supported, it also provides rebalancing guidance.

Drift badges elsewhere in Investments summarize the largest allocation difference for a resolved target. Select a badge to open the corresponding Compare context. A drift badge does not mean Kerdora placed or recommended a trade automatically.

Before turning a difference into advice, consider taxes, embedded gains, transaction costs, account restrictions, cash needs, employer-stock rules, and the implementation sequence. Use a Change for the adopted recommendation and Tasks for trading, forms, transfers, or client follow-up.

Use the relevant Financials or Guide investment components for portfolio detail, allocation, holdings, time horizons, or target comparison. Confirm the component's scope and preview the client experience.

The client portal's Investments area is read-only for planning analysis. Clients do not receive advisor target-model and Compare controls.