Financials turns the current client file into advisor-facing, client-ready plan summaries. Open a client and choose Financials to review the plan, trace important values to their source, and print selected pages for a meeting.
What is in Financials?
Financials has nine pages:
Overview summarizes net worth, annual income, planned surplus or deficit, savings rate, and key balance sheet, cash flow, and retirement sections.
Balance Sheet lists in-plan assets and liabilities and calculates net worth.
Investments summarizes portfolio value, allocation, tax status, costs, income, and account detail.
Cash Flow compares planned or actual income and outflows.
Retirement presents the current Retirement goal as a concise projection.
Insurance summarizes active policies, premiums, coverage-planning status, and the next renewal.
Estate Plan summarizes the estate records, roles, trusts, and document sources on file.
Tax Summary presents the selected tax scenario or the first available scenario.
Liquidity measures accessible resources, estimated runway, and liquidity goals.
Financials does not keep a separate copy of the plan. Each summary is built from the client’s current accounts, cash flow, goals, insurance, estate, and tax records.
How should an advisor use Financials?
Open the relevant Financials page.
Confirm the page is using the intended period, scenario, or display basis.
Review the summary and investigate any number that looks incomplete or unexpected.
Open the related input or planning workspace and correct the source record.
Return to Financials and confirm that the summary now reflects the change.
Record an adopted recommendation in Changes to Be Made when appropriate.
The interactive pages can open source records or link to the related planning workspace. A printed report is a snapshot; it does not update when the client file changes later.
How do I print Financials?
Choose Print from any Financials page. Select the pages to include, then choose Print n pages. Every selected section starts on its own report page, and Kerdora keeps the sections in Financials navigation order.
Can clients open Financials?
Financials is an advisor client-file destination, not a client portal workspace. Use Financials during an advisor-led review or print the selected pages. For ongoing client access, add the relevant components and explanation to a visible Guide.
Why is a Financials value missing or wrong?
Trace the result to its source rather than editing an unrelated assumption:
Balance Sheet and Investments come from in-plan account and holding records.
Cash Flow comes from saved income, taxes, savings, debt, giving, spending, and actual transaction data when available.
Retirement requires a Retirement goal and its assumptions.
Insurance and Estate Plan require the related policies and estate records.
Tax Summary requires a calculated tax scenario.
Liquidity depends on bank cash, taxable investments, household outflows, and any liquidity goals.
Use Office → Plan Cleanup first when the file contains missing or inconsistent data that may block or distort analysis.
Related articles
Financials: Balance Sheet and Investments
Financials: Cash Flow and Liquidity
Financials: Retirement
Financials: Insurance and Estate
Financials: Taxes
Plan Cleanup: Resolve Missing and Inconsistent Plan Data