Linked institutions can supply account metadata and balances, investment holdings, and transaction data. The exact data depends on the institution, account type, products supported by the connection, and the most recent successful sync.
Account records and balances
After account review, selected accounts are linked to existing Kerdora records or created as new records. The link can provide institution, account name or mask, type mapping, and balance.
Linked balances are maintained by the sync rather than manual entry. The client file still controls planning fields such as owner, Goal assignment, time horizon, tax status, notes, and other Kerdora classifications.
Investment holdings
For supported investment accounts, Kerdora receives positions and related security data. Holdings flow into the Investments analysis and other portfolio-dependent calculations and Guide components.
Each successful holdings sync replaces the prior linked holdings set with the latest institution data. Do not maintain a competing manual holdings list on the same linked account. Review custom or unmapped securities when the classification affects analysis.
Transactions
Supported bank, card, and other accounts can provide transaction data for Spending. Transactions can feed the ledger, cash-flow views, categorization, tags, and rules.
Transaction availability and history vary by institution. A linked balance does not guarantee that the institution supplies complete transactions or investment detail.
Where data appears
To verify that linked data reached the expected part of Kerdora:
Open the client and select Profile to confirm the account record, balance, and linked-institution status.
Select Planning → Investments for linked investment holdings and portfolio analysis.
Select Planning → Spending for supported bank and card transactions.
Open Goals and confirm that the account is assigned when its balance should fund a goal.
Open the relevant Guide or Visualize view last to confirm the saved source data flows into client-facing output.
Profile shows the account record, current balance, and linked-institution status.
Financials uses balances and client classifications for plan summaries.
Goals can use linked balances when the accounts are assigned.
Investments uses linked holdings for portfolio analysis.
Spending uses available transactions.
Guides and Visualize can reflect those saved results.
Sync health
Institution cards show the last sync and a status such as Connected, Stale, Error, or Pending Review. Refresh a healthy or stale link when you need current data. If it becomes Error, the client must reconnect through the portal.
What remains editable
Synced values such as the linked balance and live holdings are controlled by the connection. The surrounding planning record still needs advisor review. Confirm owner, subtype, tax treatment, Goal mapping, horizon, beneficiary information, and other inputs that MoneyKit cannot reliably decide for the plan.
Unlink an account when it should return to manual maintenance. Review the resulting record before entering a replacement balance or holdings.