Every client file in Kerdora has a handful of settings that shape how planning modules work and give you space to capture context. You'll find all of them under Profile > Household inside any client file.

Here's what each setting does and why it matters.

This is the display name for the client file. It shows up on your Clients list and anywhere the client is referenced. You set it when you first create the client, but you can change it anytime from this page.

A dropdown with all 50 US states plus the District of Columbia. This controls which state tax rules apply when you build tax scenarios in Planning > Taxes. If you change the state here, it updates the default state used in new tax scenarios for this client.

Pick the state where the client files their state income taxes (usually where they live).

A dropdown with four options:

Like the state setting, this flows directly into tax scenario calculations. When you build a tax scenario under Planning > Taxes, the filing status from this page is used as the default. You can always override it within a specific tax scenario, but setting it correctly here saves you a step.

A rich text editor where you can capture internal notes about the client. Supports formatting (bold, italic, underline, strikethrough, text color, lists, alignment, and links).

A few things to know:

A text field where you can write the client's high-level planning objective. Something like "Retire at 55 and maintain current lifestyle" or "Pay off mortgage within 5 years and start funding education goals."

Unlike Notes, the Financial Objective is visible to clients in the portal. Think of it as the one-liner that anchors the entire plan. It's also visible on the Overview page, so it stays front and center as you work through the client's file.

State and Filing Status are the two that matter most for planning accuracy. If a tax scenario looks off, double-check these settings first.