Kerdora has 3 built-in goal calculators: Retirement, Education, and Liquidity. But not every financial goal fits neatly into those categories. That's what the Other goal type is for. It lets you create a custom goal for anything: saving for a home, paying off debt, building a business fund, setting aside money for a vehicle, or whatever else your client is working toward.
The key difference: Other goals don't have a calculator. You set the targets manually, and Kerdora tracks progress against them using the same account assignment system as every other goal.
How to Create a Custom Goal
Go to Planning > Goals inside a client's file.
Click the Add Goal button in the top right.
Select Other from the dropdown (alongside Retirement, Education, and Liquidity).
A new goal appears in the list with the default name "Other." Click the name field to rename it to something specific, like "Home Down Payment" or "Business Fund."
That's it. The goal is ready to use.
What Fields Are Available
Custom goals have fewer fields than the calculator-based goals, but they cover what you need:
Name — Editable inline on the goals list and on the goal's detail page. Rename it to whatever fits the client's situation.
Description — A text field on the detail page for adding context. Use it to note the purpose, timeline, or any details you want to remember.
Target Amount — The total dollar amount the client needs to reach. You type this in directly (there's no auto-calculation).
Target Savings — The monthly savings amount the client should be putting toward this goal. Also entered manually.
Retirement and Education goals can auto-calculate their targets using built-in formulas. Other goals skip all of that. You're in full control of both the target balance and the target monthly savings.
Tracking Progress
Custom goals use the same two progress bars as every other goal type:
Balance Progress (green bar) — Shows how much of the target amount the client has accumulated, based on assigned account balances. Displayed as a dollar amount and percentage.
Cash Flow Progress (blue bar) — Shows how the client's current monthly savings toward this goal compares to the target savings rate. If they're under, you'll see the gap amount in red. If they're over, it shows in green.
Both progress bars update automatically as assigned account data changes.
Assigning Accounts
Account assignment works exactly the same as Retirement, Education, and Liquidity goals.
Click into the goal (either expand it on the goals list or click through to the detail page).
Use the Assign Accounts dropdown to add accounts.
For each assigned account, you can control how much of the account's balance and savings apply to this goal.
By default, the first account you assign gets the "rest" allocation (meaning the full balance counts toward the goal). If an account is already assigned to another goal with "rest," the new assignment defaults to a specific dollar amount so you can split it.
This is useful when a client has one savings account funding multiple goals. You can assign $20,000 of a $50,000 savings account to the home fund and allocate the rest toward retirement.
When to Use a Custom Goal
The built-in calculators handle the most common planning scenarios. Use an Other goal when the client's objective doesn't fit those:
Saving for a specific purchase — Home down payment, vehicle, wedding, renovation
Debt payoff targets — Tracking progress against paying off a specific liability
Business or practice funding — Setting aside capital for a new venture
Travel or lifestyle goals — Annual travel budget, sabbatical fund
Charitable giving targets — Tracking toward a donor-advised fund contribution
Any custom savings benchmark — Anything where you know the target and want to measure progress
How Custom Goals Differ from Calculator Goals
Retirement / Education / Liquidity | Other (Custom) | |
Calculator | Built-in formulas that compute targets | No calculator |
Target Amount | Can auto-calculate or be manually overridden | Always manual |
Target Savings | Can auto-calculate or be manually overridden | Always manual |
Account Assignment | Yes | Yes |
Progress Tracking | Yes | Yes |
Appears in Guides | Yes | Yes |
The main trade-off is simplicity for flexibility. Calculator goals do the math for you based on assumptions like spending need, inflation, and investment returns. Custom goals let you skip all that and just define "here's the number we're aiming for."
Tips
Be specific with names. "Other" doesn't help anyone. Rename it to something the client would recognize, like "Lake House Fund" or "Pay Off Student Loans."
Use the description field. Add notes about the timeline, priority, or any context that makes the goal meaningful during a planning review.
You can create multiple custom goals. There's no limit. If a client has 3 non-standard goals, create 3 Other goals.
Drag to reorder. Custom goals can be dragged up or down in the goals list just like any other goal, so you can prioritize what matters most.