Use an Other goal for a savings target that does not fit Retirement, Education, Liquidity, or Debt Payoff. Examples include a home down payment, vehicle, renovation, wedding, sabbatical, business fund, or another defined amount the client wants to fund by a target date.
An Other goal now includes a calculator. Enter the amount, date, and expected yield, and Kerdora estimates the monthly savings needed based on the goal's assigned balance.
How do I create an Other goal from Planning?
Open the client file.
Select Planning > Goals.
Select Add Goal.
Select Other.
Open the new goal, which initially uses the name Other.
Replace the name with something the client will recognize, such as Home Down Payment.
Add a description if the goal needs more context.
The name, description, calculator inputs, targets, and assignments save automatically as you change them. There is no separate Save button.
Can I create the goal during Plan Setup?
Yes. In Plan Setup > Goals, select Add Goal > Other. From that setup step you can create, rename, or delete the goal.
Plan Setup does not open the Other goal calculator or its account assignments. After creating the goal, go to Planning > Goals, open the goal, and finish the calculator and assignments there.
How do I use the Other goal calculator?
Open the goal and stay on the Plan tab. Complete the three prompts:
Under How much do you need?, enter the target amount.
Under When do you want to be fully funded?, select the target date.
Under Expected yield on savings?, enter an annual yield if the assigned money is expected to earn one. This input is optional; leave it at 0% when no yield should be modeled.
The calculator then shows the applicable results:
Recommended is the estimated monthly amount needed to reach the target by the selected date.
Current pace projects the result using the monthly savings assigned to the goal.
Your target projects the result using a monthly savings target that you entered manually.
The recommendation uses the goal's current assigned balance, target amount, target date, and expected yield. Assign the relevant accounts before treating the recommendation as final.
How do I set a different monthly savings target?
The goal's Savings Target uses the calculator recommendation by default. To use another amount, enter the desired monthly value in the target field under Savings Target.
Kerdora keeps the calculator's Recommended result visible and labels the manual projection Your target. This lets you compare the modeled recommendation with the amount the client plans to save.
How do I assign accounts to the goal?
Open the goal from Planning > Goals.
Select the Assigned Accounts tab.
Use the account assignment control in the Assigned Accounts panel.
Select each account that currently funds or will fund the goal.
Review both the balance and monthly-savings amounts assigned from each account.
The assigned balance becomes the goal's current funding. The assigned monthly savings becomes its current savings pace.
What does Rest mean?
Rest assigns all of an account's balance or monthly savings that remains after fixed assignments to that goal. Only one goal can receive the Rest portion of the same balance, and only one goal can receive the Rest portion of the same monthly savings.
Use fixed dollar assignments when one account funds more than one goal. For example, if a savings account contains $50,000, you can assign a fixed $20,000 to a Home Down Payment goal and leave the remaining balance assigned elsewhere as Rest. Balance and monthly-savings assignments are separate, so review both.
How do I read the goal's progress?
On the Plan tab:
Funding Status compares the balance assigned to the goal with the target amount.
Savings Target compares the monthly savings assigned to the goal with the calculated or manually entered monthly target.
The bars and percentages update as the target, assignments, account balances, or monthly savings change. When Kerdora shows an amount under or over, it is comparing the current assigned monthly savings with the target savings amount.
If an investment account is assigned, open Investments to review its allocation and, when available, its target portfolio. If no investment account is assigned, the tab explains that one must be assigned before investment details appear.
Should I use Other or Debt Payoff?
Use Debt Payoff when the objective is to model repayment of one or more liabilities. Debt Payoff has a dedicated payoff calculation and debt-specific workflow.
Use Other when the objective is a flexible accumulation target. A general goal such as Build a $30,000 business reserve by June 2028 belongs under Other. A goal such as Pay off these three loans using the avalanche method belongs under Debt Payoff.
Can the client see or edit an Other goal?
The Goals workspace, calculator, account assignments, Goal Mapping, and Gap Analysis are advisor-only. A client cannot open or edit the Other goal directly in the portal.
To present the goal to the client, include the appropriate goal content in a visible Guide. Review the Guide before delivery so the goal name, amounts, and explanation are client-ready.
Why does the result look incomplete or wrong?
Check these items in order:
The target date is missing. Recommended monthly savings requires a target date.
The current balance is zero or too low. Open Assigned Accounts and confirm the correct balance amounts are assigned.
Current pace is missing. Confirm that the assigned bank or investment account has monthly savings and that those savings are assigned to this goal.
The balance or savings is counted in the wrong goal. Review fixed and Rest assignments for every account shared among goals.
Your target differs from Recommended. A manual Savings Target is overriding the recommendation for the progress comparison; update or clear that custom value as appropriate.
Investment details are blank. Assign an eligible investment account and then return to Investments.
You can create multiple Other goals and reorder them with the other goals in the Goals list. To remove one, open it, select the delete control, and confirm the deletion. Deleting a goal cannot be undone.