Use Planning → Goals → Goal mapping to assign existing accounts and monthly savings to a household's goals. Balance assignments and cash-flow assignments are separate. These are planning allocations; they don't transfer money or change instructions at a bank or custodian.
Where is the master list of accounts so I can assign them to goals?
Advisors find saved accounts in Profile → Accounts and their cross-goal assignments in Planning → Goals → Goal mapping → Assignments. Create or correct an account in Profile before allocating it to a goal.
Open Assignments and select Balance.
Find the account row and intended goal column. On desktop, hover over their empty intersection and select the plus icon. A dash means the combination is unavailable; hover over it for the reason.
Review the assigned amount and remainder checkbox, then switch to Cash Flow to review monthly funding separately.
Check Unassigned and the goal totals after each change. Assignment edits save as they change; there's no separate Save button.
On smaller screens, Assignments groups the same work into account cards. If no accounts appear, check Profile for missing or excluded records rather than creating a second copy of an existing account.
Select an account's name in Goal mapping → Assignments to open its account drawer and check the source details without leaving the mapping page.
How do I split an account across several goals?
In Goal Mapping Assignments, clear an assignment's checkbox to enter a fixed dollar amount; select it to give that goal the account's remainder. The checkbox's tooltip explains whether it will use a fixed amount or account remainder.
In Balance, assign the account to each intended goal with the plus icon.
Clear the checkbox beside each fixed allocation and enter its amount.
Select the checkbox for the goal that should receive whatever remains after fixed allocations.
Repeat the allocation review in Cash Flow.
For a $50,000 balance, a fixed $15,000 allocation leaves $35,000 for the remainder goal. Changing the balance or fixed allocation changes that remainder. Moving the remainder checkbox to another goal preserves the former remainder as a fixed amount, so review both goals afterward.
Don't allocate the same dollars twice. If an account total or Unassigned amount turns red, lower its fixed allocations. Don't add another account record.
What does Cash Flow mean in Goal Mapping?
In Goal Mapping Assignments, Cash Flow means monthly account contributions or debt payments, depending on the account type. It isn't household income or the surplus shown in Profile Cash flow.
Bank and investment rows display employee-funded monthly savings. Loan and credit card rows show monthly payments; only a Debt Payoff goal column can take that cash flow. Properties, businesses, and annuity assets don't supply regular savings through this matrix.
Employer match reaches the goal holding an account's cash-flow remainder. Goal Mapping's account row, remainder amount, and Unassigned figure show employee savings only, so Goal current can exceed the account-row amount.
A fixed assignment receives only its entered amount. If all assignments are fixed, match isn't automatically added to any goal.
Keep the remainder selected for the goal intended to receive match, and review that goal's contribution detail.
For source entry, see Enter Retirement Savings, Employer Match, and Contribution Limits. Correct a contribution's amount or frequency in Profile, then return to the assignment; changing an allocation doesn't change how much the account actually receives.
How do I assign accounts from an individual goal?
Advisors can review one goal's funding from Planning → Goals. Open a Retirement, Liquidity, Education, or Other goal and select Assigned Accounts, then Manage accounts to choose an account. Selecting an already selected account removes its assignment.
Review balance and monthly savings separately, including other goals' allocations shown on that tab. Clearing a remainder checkbox here sets its amount to $0.
Moving the remainder to another goal does not preserve the former goal's held remainder. Re-enter the intended amounts afterward, or change remainders in Goal mapping → Assignments, where the held remainder becomes a fixed amount.
For Debt Payoff, Manage accounts is on the goal page itself and lists loans and credit cards. Each selected debt uses its full balance and payment; there are no allocation amounts to split. During Plan Setup, Map current funding provides the same Assignments matrix as Goal Mapping.
How do I assign one account from Profile?
Advisors can assign one account to goals from its record in Profile → Accounts. This route helps when reviewing every goal funded by one account. It works for bank, investment, property, business, annuity, and credit card records.
Open the account from Profile → Accounts and select Edit account.
Select the Goals tab, then Assign to Goal, and choose a goal.
Review the balance allocation and, where supported, monthly savings. Enter fixed amounts or select the remainder checkbox, then check the account's other assignments.
The account page's Goals section only lists the assigned goal names. The account creation editor also has a Goals tab for bank, investment, and property accounts. Clients can see which goals an account is assigned to on that account's page but can't change them there. A client who opens a goal from a Guide's goal progress list reaches that goal's page, and that page doesn't block assignment changes.
How do I remove an account from a goal?
In Goal mapping → Assignments, the × beside an assignment removes that account-goal relationship, including its balance and savings allocation. On desktop, hover over the cell to reveal the ×. On a goal's Assigned Accounts tab, use the × in that goal's row.
Removing an assignment doesn't delete the account from Profile. To reverse a removal, assign the existing account again and restore both amounts; former fixed allocations don't return automatically. Check the remaining goals sharing that account, because a remainder allocation can change when another goal's fixed allocation is removed.
Are new accounts assigned to goals automatically?
Some account-entry routes create default Goal assignments when exactly 1 matching goal exists. In Goal Mapping, review those defaults before treating them as the advisor's intended funding plan.
Bank accounts can default to Liquidity; 529, Coverdell, and ESA investments can default to Education; other tax-deferred or tax-free investments can default to Retirement. Credit cards can default to Liquidity. Multiple possible destinations leave the choice unresolved.
Accounts approved through Dora aren't automatically assigned merely because the account was created. A Dora proposal can contain separate assignment changes, so inspect what was approved. After setting up accounts through Dora, review Map current funding during Plan Setup, or Planning → Goals → Goal mapping afterward.
A missing assignment is different from a missing account. Search Profile first, then assign the existing record instead of adding its balance again.
How do I subtract the mortgage from a house funding another goal?
Goal Mapping doesn't let a loan fund an Other goal such as New House. Loans can be selected for Debt Payoff, but assigning a property to New House doesn't automatically subtract its linked mortgage.
For a $2.5 million property with a $1.43 million mortgage, $1.07 million is the simple difference before selling costs or taxes. If that amount fits your planning assumption, use a fixed $1.07 million property-balance allocation to New House rather than allocating the full property value. Keep the actual property and mortgage records accurate in Profile.
This allocation earmarks part of today's property value. It doesn't schedule a sale, pay off a loan, or calculate net proceeds at a future sale date. Don't assign the same equity elsewhere or enter duplicate cash representing it.
Which sale value, costs, taxes, and timing to use depends on your planning approach for this client.
How do I redirect savings after a goal is funded?
In Goal mapping → Funding sequence, advisors can send eligible future monthly funding from a non-retirement goal to another savings goal, or leave it unallocated. Desktop shows an editable table; phones show cards.
Find the source goal under After this goal is funded and review its calculated funding date and monthly amount.
Choose a destination in Redirect monthly savings to, or choose Future unallocated cash.
If the destination is Retirement, select Taxable, Tax-deferred, or Tax-free in Retirement tax treatment. The desktop selector starts at Choose…. On a phone, the field is labeled Tax treatment · Retirement only.
Review messages under the destination and tax-treatment fields, then revisit the receiving goal's result.
Plan Setup's Set the funding sequence step has the same controls. Until a Retirement destination has a tax treatment, released savings count as future unallocated cash.
Changing the destination clears the prior retirement tax-treatment choice. Complete it again when Retirement is selected. To stop directing savings to a particular goal, choose Future unallocated cash.
The destination can't be the source itself or a Debt Payoff goal, and circular funding paths are disabled. These changes save the planning sequence; they don't set up account transfers.
Why is the released funding amount or date different from what I expected?
Goal Mapping Funding sequence releases eligible funding only when the calculation finds that a source goal can remain funded under its assumptions. Changes to balances, growth, dates, contributions, or incoming funding can change that timing.
Employee-funded savings can move onward; employer match isn't portable. Debt Payoff can release its planned payment after payoff. A goal with no available release doesn't create extra cash just because a destination is selected.
When Retirement receives funding, the selected tax treatment controls how that new contribution enters retirement calculations. It doesn't relabel the tax status of an existing account balance.
Check source funding, destination, tax treatment, and any message shown in Funding sequence. If a date remains unexpected, send Support the source goal, destination goal, current assignments, and the date or amount you expected.