Create firm target portfolios in Templates → Model portfolios. Advisors can reuse these models across households in their practice, defining either asset-class percentages or securities with target weights. Creating a model makes it available for selection; it doesn't assign accounts or change actual holdings.
Where do I create a firm model portfolio?
Advisors open Templates → Model portfolios from practice navigation or choose Templates in the advisor profile menu, then Model portfolios. The library holds reusable target definitions for the practice.
Open Templates outside a client file, or use the profile-menu route.
Select Model portfolios.
Choose Create Model Portfolio to open a new definition.
Clients don't have access to this template editor. Inside a household, Planning → Investments → Models lists firm and client models. Models is the fourth Investments tab. Firm definitions are maintained in Templates.
Use a firm model when the same definition should remain available across households. For a definition limited to one household, see Target Portfolios: Creating and Editing Client Models. Which scope fits depends on your practice's investment process.
How do I create a target by asset class?
In Templates → Model portfolios → Create Model Portfolio, choose By Asset Class to define a firm target without choosing individual securities.
Enter Name and, if useful, Description.
Choose By Asset Class under Definition Method.
Use + Add asset class... to add each category, then enter its Percentage.
Bring the percentages to 100% and check Remaining.
Choose Create. Confirm that the model appears in the Model Portfolios list.
Available target categories are US Stock, Non-US Stock, Bond, Cash, Real Estate, Annuity, Business, Alternatives, Crypto, and Other. Each category can appear once. For example, a 60% US Stock and 40% Bond model describes those 2 target categories without specifying funds.
Creating a target doesn't establish that an allocation suits a household. Review its definition before assigning it. Use Assigning Target Portfolios to Accounts for the separate household assignment procedure.
How do I create a target from specific holdings?
In Templates → Model portfolios → Create Model Portfolio, choose By Holdings to define securities and their percentage weights in a firm target.
Enter Name and an optional Description.
Choose By Holdings under Definition Method.
Search in Add holding... and select the matching security. Enter its Weight.
Repeat for each security, bringing weights to 100%.
Choose Create, then inspect the model from a household's Planning → Investments → Models library.
Weights are target percentages, not shares or dollar balances. Kerdora resolves a holdings model's asset-class mix from each security's classification weighted by its target percentage. Missing ticker allocation data can leave part of that mix Unclassified.
The model editor doesn't offer the custom-holding entry form used for actual account positions. If a required ticker isn't available, check the symbol and contact Support, or use a deliberately defined asset-class target. Don't choose an unrelated security merely to make a model save.
Can advisors import model portfolios from CSV?
Templates → Model portfolios currently supports manual model creation; it doesn't provide a CSV model-portfolio importer. A spreadsheet of model weights needs to be entered through By Asset Class or By Holdings.
For a holdings model, use each spreadsheet security's target percentage as its Weight. Confirm all percentages total 100% and inspect ticker matches before saving. For an asset-class model, enter category percentages instead of security rows.
Import Holdings, available only when Altruist import is turned on for your advisor account, is a different workflow: it imports Altruist account positions into existing households and can replace actual holdings. It doesn't create reusable target models from model-weight CSVs. See Importing Holdings from Altruist for that account-data workflow.
Keep the source spreadsheet for reconciliation. Neither a manually entered target nor an Altruist account import places trades.
Why is Create or Save Changes unavailable?
In the Model Portfolios editor, Create or Save Changes stays unavailable until Name contains text and the active definition's percentages total 100%, within the editor's small rounding tolerance.
Check percentages for By Asset Class or weights for By Holdings, depending on Definition Method. Newly added rows begin at 0, so selecting a class or ticker alone doesn't allocate anything to it. Remaining can round its display; inspect individual values if it appears to show 0.0% but saving is still unavailable.
Switching definition methods doesn't convert asset classes into securities or securities into manually entered asset classes. Check the active method's rows before saving. Use Cancel to leave without saving the definition; a new model isn't created until Create is selected.
A successful save confirms a valid name and total. It doesn't confirm that every ticker has complete classification data.
How do I edit a firm model?
In Templates → Model portfolios, select a model's card to edit its definition. Saving changes updates the shared definition for every household using it, without an additional warning. Kerdora has no practice-wide list of affected households; check the households you know use it before saving.
Select the model card and change its name, description, method, or percentages.
Choose Save Changes to save, or Cancel to leave without saving.
Review affected households in Planning → Investments → Models and Compare. In each household's library, expand the model row to see its current household assignments; Used by isn't a practice-wide count.
To test a different allocation, create a separate firm model and select it as a target in Compare before changing shared assignments.
How do I delete a firm model?
In Templates → Model portfolios, hover over a model card or move keyboard focus into it to reveal its trash icon, with the tooltip “Delete” plus the model name. Select it, then confirm Delete in “Delete this model portfolio?”. The edit drawer has no delete button.
The confirmation warns that assigned accounts across all clients will lose their target. Actual accounts and holdings remain. Rules pointing to the deleted model stay saved and show “—”; affected accounts or Goal portions don't fall back to a broader rule. In each affected household, open Planning → Investments → Models, replace missing selections, and verify account targets.
There isn't a model-delete Undo control. Recreating a model with the same name doesn't restore its old assignments; review and select the new model explicitly. To test another existing model without editing a shared definition, choose it as a comparison target in Compare.
What are the built-in models for a new practice?
Templates → Model portfolios starts a new practice with 5 models: Conservative, Moderate Conservative, Moderate, Moderate Aggressive, and Aggressive Growth. Advisors can edit or delete these definitions using the same controls as other firm models.
Treat each starter model as a definition to inspect. A name such as Moderate doesn't establish that its percentages match your practice's version of a moderate portfolio. Check each category and percentage before using a starter model with a household.
Existing practices may show different names or fewer models after edits and deletions. Creating a new client doesn't reset the practice library. A saved firm model becomes available in client files, but assigning it and reviewing its fit remain separate steps.