Use Planning → Investments → Review to check each investment account's Status against its assigned target. Status can be calculated or set manually by an advisor. The Asset allocation drift insight uses the same target rules with a different calculation, so the two results can disagree.
What do the calculated investment statuses mean?
In Planning → Investments → Review, calculated Status compares an account's asset-class mix with its target from Models & target assignments.
Not Assessed: no target resolves for this account.
Under Review: allocation data can't be read, or more than 30% of account value is Unclassified.
Good: readable allocation and a target exist, and every classified asset class is less than 10 percentage points from target.
Needs Change: at least one classified asset class is 10 percentage points or more from target.
Kerdora uses the largest absolute asset-class difference, not the sum of differences. For example, 70% US Stock against a 60% US Stock target is a 10-point difference. At 30% or less, only the Unclassified comparison row is omitted. Unclassified value still counts in the account total and lowers each classified share.
For example, a 60% US Stock / 40% Bond target against 50% US Stock, 30% Bond, and 20% Unclassified produces Needs Change. The missing classification alone can create a 10-point gap. Resolve that data gap before treating the result as a reason to rebalance.
A Good result doesn't establish that a portfolio suits the client; it only describes this allocation comparison, unless an advisor has entered a manual status.
How do I enter or remove a manual investment Status?
Advisors can override Status in the desktop Account review table under Planning → Investments → Review. A manual status stays in place when holdings or targets change.
Find the investment account's Status cell and select its pencil icon. This starts manual mode with the current calculated result.
Choose Good, Needs Change, Under Review, or Not Assessed. The choice saves immediately; there's no separate Save button.
To restore calculation, select the circular-arrow icon beside that account's Status. Kerdora clears the manual choice and calculates Status from its current allocation and Models assignments again.
On a phone, Review shows Status as text instead of this editable control. Clients have a separate Investments view and don't have the advisor's Review Status editor.
Changing Status doesn't change holdings, target assignments, or execute trades. Which manual judgment fits depends on your planning approach for this client.
How do I investigate Needs Change?
In Planning → Investments → Review, investigate Needs Change by checking the account's saved target and current allocation before deciding on an action.
Check whether Status is manual. A circular-arrow icon means an advisor judgment is currently overriding calculation.
Select the account's target name to open Models & target assignments. Confirm which model or blended target applies.
Open Holdings to review positions. For an entered allocation, select the account name in Accounts, then open Portfolio to inspect its saved mix. Check missing classifications and stale values.
Open Compare, choose Specific accounts, and select that account. Choose Their existing target portfolios to inspect the Models assignment used by calculated Status.
Use Comparing a Client's Portfolio to a Target for comparison details. Use Manually Entering and Correcting Client Data for position corrections, or Linking Accounts and Understanding Synced Data for connection-supplied values.
The comparison doesn't execute trades. Review account restrictions, cash needs, and implementation consequences before making changes outside Kerdora.
Why does Status say Under Review or Not Assessed?
In Planning → Investments → Review, calculated Under Review means Kerdora lacks enough readable allocation data, while calculated Not Assessed means no Models target resolves for that account.
For Under Review, open Holdings → Accounts and open the account (on a narrow screen, tap the account; for an account with holdings, expand it and select Account details). Inspect Portfolio. More than 30% Unclassified produces Under Review. An entered allocation totaling less than 100% leaves its remainder Unclassified; correct those percentages using source records. A ticker without asset-class data also contributes Unclassified value. The Holdings page identifies non-U.S. exchange holdings as unclassified. Check the ticker and ask Support about missing security data. A custom holding uses its saved type; a proxy ticker cannot repair allocation.
For Not Assessed, open the Models tab in Investments and check the assignment approach, model selections, and each account’s Change target column on Models & target assignments. Kerdora checks for a target first. Assigning one can change Not Assessed to Under Review if data is missing or more than 30% Unclassified. See Assigning Target Portfolios to Accounts for assignment steps.
Check for a manual Status before diagnosing either result. If a calculated result still appears inconsistent, send Support the account name, selected target, visible allocation, and whether the result is calculated or manual.
Why can an “is off target” insight disagree with Status?
In Planning → Investments → Review, an asset allocation drift insight appears in Insights as “<account name> is off target: <asset class> X% vs Y%”. It uses the same target rules as calculated Status, including assignments saved through the account drawer's Portfolio → Target Allocation field.
The insight reads holdings directly, removes Unclassified from its actual-allocation totals, and flags a gap of 5 percentage points or more. Status counts Unclassified in the account total, switches to Under Review when Unclassified exceeds 30%, and uses a 10-point threshold.
A 6-point gap can therefore produce an insight while Status remains Good, even with matching target mixes. A missing classification can produce the reverse: Needs Change without an insight. Check the resolved target and classifications before acting.
The insight may be absent because it was dismissed or converted to a Change, the account is marked Exclude From Plan?, no holdings have positive classified value, no target resolves, the whole target is a firm model, or a ticker in a holdings-based model lacks asset-class data. It reads saved holdings even when Portfolio is set to Allocation. An entered-allocation account with no holdings produces no insight; leftover holdings from a previous Holdings setup can produce an insight based on those older positions. Its absence doesn't establish that the account matches its Models target. Use Review and Compare for that assessment. Present mode hides Insights and account-row insight flags.
Why is there no drift insight for my target model?
In Planning → Investments → Review, an account whose whole target is a firm model gets no asset allocation drift insight. If Goal assignments blend firm and client models, the insight omits the firm-model portion: one remaining client model becomes the whole target; different remaining client models keep their original weights, so the target can total less than 100%. Calculated Status and Compare assess the full target, including firm models, so use those views to review the account against its assigned target.
For a client model built from holdings, the insight resolves the target through each holding's ticker allocation. It skips the account until every positively weighted model holding has asset-class data. A model ticker without asset-class data keeps the insight absent even after loading finishes; check that ticker in the model.
Check the model assigned on Models and its underlying security data before expecting an insight. Don't change a sound assignment merely to make an insight appear. If a client-model comparison remains unclear after data loads, send Support the account, model name and type, and displayed result.