Kerdora includes a seeded sample household so you can inspect a populated client file before working with a real client. Use it to learn how source data flows into planning and client output. Changes you make to the sample do not affect real clients, but deleting it removes that reference household.
Start with Office Home
Open the sample household and begin at Office → Home. Office is advisor-only. Home brings together the household header, financial-position and cash-flow summaries, goal funding, planning work, and calendar information used for review and meeting preparation.
The Office header also includes:
Notes for advisor notes and template-field values;
Plan Cleanup for data-quality and plan-hygiene items; and
Tasks for client and advisor follow-through.
Plan Setup may appear as a separate temporary sidebar item if setup is not complete. It is not a permanent Office header view.
Trace Profile data into the plan
Open Profile and inspect:
Household — adults, children, businesses, trusts, and portal access;
Accounts — assets, liabilities, holdings, ownership, and contributions;
Cash Flow — income, savings, spending, debt payments, and giving; and
Insurance — the policies the household currently holds.
Choose a value, such as an account balance or income record, and then find where it appears downstream. This is the fastest way to understand that Kerdora does not keep separate copies of the same fact for every module.
Review Financials
Open Financials to see client-ready summaries assembled from the reviewed plan data. Use it to understand the household's position and cash flow before moving into a detailed recommendation.
Financials is an advisor planning and presentation surface. It is separate from the client's portal and from a delivered Guide.
Review the planning modules
Open Planning and compare the sample data with the analysis.
Goals shows Retirement and other goal funding, Goal Mapping, and Gap Analysis.
Spending reviews transactions and spending organization.
Investments reviews holdings, allocations, and portfolio detail.
Insurance evaluates coverage needs.
Taxes builds and compares tax scenarios.
Estate reviews estate planning status.
Business supports business-owner planning.
Changes holds planning recommendations and Insights.
Pay particular attention to Goals. Review the Current and Fully funded asset measures, Current and Target monthly contributions, assigned accounts, and retirement projection. Then change one assumption and see which results move.
Open Visualize and Guides
Visualize is a separate top-level advisor area with presentation views that help you discuss the plan as a system. It is not nested inside Guides.
Guides is where you manage client-facing deliverables. Open an existing sample Guide, inspect its components, and preview the result. Notice the difference between advisor analysis and the shorter explanation a client needs.
Clients receive a Guide through their portal Overview. They do not receive access to the Guide editor, Office, Financials, the full Planning workspace, Visualize, or Dora.
Test Dora carefully
Open Dora to ask a question about the sample household or request proposed work. Review the answer against the underlying client record. When Dora proposes a change to plan data, use the relevant review or approval flow rather than assuming the proposal has already changed the record.
Dora conversations are advisor-only. They are not visible in the client portal.
Safe experiments
Useful experiments include:
change one Profile value and trace its downstream effect;
add a temporary goal and assign an account;
test a Retirement What If scenario without changing the saved plan;
create a Change and link a Task;
rearrange a Guide component and preview it; and
inspect how the same household looks in the client portal surfaces.
Avoid changing several inputs at once because you will not know which one caused the result. Keep the sample household if you want an ongoing reference. If you need a clean sandbox for destructive experiments, create a separate test client instead of deleting the seeded sample.
Move to a real client
After you can trace a fact from Profile into at least one planning result and one Guide component, return to practice Home and choose New client. Use Plan Setup to build the real file from source documents and reviewed assumptions.