The client portal gives each invited adult a focused place to review the plan and complete client work. The current portal navigation is Overview, Profile, Documents, Tasks, Spending, and Investments.
What the client receives
Overview contains visible Guides. Profile contains permitted household and financial-data interactions, including linked accounts. Documents supports file exchange. Tasks contains client-assigned work. Spending shows the transaction experience when data is available. Investments provides the client portfolio view.
What stays with the advisor
Clients do not receive Office, Financials, the full Planning modules, Insights, Visualize, the Guide editor, Dora, Plan Setup, or practice-level tools. They cannot change Goal, retirement, tax, insurance, or investment assumptions.
Prepare the portal
Review the adult's email and portal status.
Confirm the intended Guide is visible and default when appropriate.
Read client-facing Changes and Tasks.
Verify Task owners and dates.
Review document access.
Explain account linking when aggregation is part of onboarding.
Each adult has separate access. Manage invitation or revocation for the appropriate person without assuming one household login covers everyone.
Client work and advisor work
Clients can complete assigned Tasks and can mark a visible Change complete when the Guide component permits it. Advisor Tasks remain internal. The advisor should still confirm the financial outcome before treating the plan recommendation as resolved.
Account aggregation
Clients authenticate directly with their institution through MoneyKit. After linking, they review each discovered account and choose link to existing, create new, or skip. If a link enters Error, only the client can complete bank reauthentication; the advisor can ask the client to reconnect from Profile.
The portal keeps the plan available between meetings, but visibility remains intentional. Review the actual client experience before every major delivery.